In order to fully utilise available funds and maximize investment opportunities, institutions need an efficient and accurate method of calculating their intra-day cash positions and projected balances.

Cash flows result from a multitude of sources, spanning many business lines, such as treasury, securities and payments, and nowadays the trend to consolidate operations and business processes means a greater challenge to the industry. Effective Cash Management requires a consolidated view of this real-time information.

SwallowTech’s Cash Management solution derives cash flow movements from transaction feeds it receives in a variety of standardised and proprietary formats and amalgamates this information with incoming and outgoing SWIFT messages, incorporating settlements from RTGS and clearing systems, to provide a multi-stage cash flow projection from predicted movement through to finality of receipt.

Multi stage cash flow projections ensure an institution can manage their liquidity and avoid being penalised for intra-day overdrafts as well as making sure that available fund’s are in place to make CLS (Continuous Linked Settlement) related time-critical payments.

Management of intra-day liquidity and projected cash balances optimizes available funds for investment purposes!